Our regular round-up of the latest insights on investment distribution

Jeremy: In terms of your own personal investment journey, can you pick out any areas that have changed as a result of digitalisation? Ashley: I have an IFA and various investments that are largely managed on the Transact platform though I also use Hargreaves...

The FCA’s Data Bulletin is increasingly hotly anticipated and yesterday’s release shared some fascinating insights on adviser charging, sources of revenue and revenue per adviser. The data show that the average minimum initial advice charge is 1.2% and average...

Standard Life head of adviser propositions and strategy David Tiller believes platforms are misunderstood. The reason for this misunderstanding stems from a simplistic view of the value chain as comprising advice, admin and funds.  Read the full...

This week Vanguard launched its long-awaited direct-to-consumer proposition, offering low-cost access to Vanguard funds. Hargreaves Lansdown’s share price fell by a hefty 8% on the day, fuelled by fears of a price war. I’ll use this week’s email to share our views...

Over a third of European investors who say they deal with their investments entirely by themselves are actually paying for advice. This is a striking finding from our latest report European Consumer Insights: Behaviours, Propositions and Digital Engagement. Our...

Old Mutual Wealth’s decision to terminate its contract with IFDS and to engage FNZ for its platform upgrade is big news to industry pundits. But does it matter for financial advisers and their customers? Perhaps it is like the spark-plug in the racing car, the chip...